Prequalify Calculators Resources
Home Equity Debt Consolidation Home Improvement Home Purchase Refinance Construction Reverse Mortgage
Since 1985, Sacramento Valley Financial has provided home owners with customized loan options for every phase of life. As an approved FHA Lender, we offer all the latest FHA programs. From the first time home buyer, refinancing to a lower rate, cash out refinancing, to reverse mortgages. Through collaborative strategies, we are showing our clients that the dream of owning your home affordably is a reality. We pledge to provide the loan you need with the service you deserve.

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FHA
As an FHA Approved Mortgage we offer low-down, fixed-rate FHA financing.
A reverse mortgage is a type of loan used by older homeowners to convert home equity into cash.
VA
Low down payment, fixed-rate loans for Veterans.

We can help you find the perfect loan so you can start your home purchase on the right foot.
Debt Consolidation
Debt consolidation has more benefits that just combining bills into a single source.
Refi

Cash out to 95% with FHA and VA financing.